Are You Saving and Budgeting Correctly?

Coming Soon! Watch this space and learn more about these Earnest topics
- Why saving is important
- Why you need to budget
- How to save and plan out your monthly budget
- How to set up your first savings account
Why do we need to learn about personal finance?
Financial health is much like physical health. Why do you see your doctor? Why do you exercise? Eating right and exercising regularly has always been aspirations we’ve accepted because we have a universal goal: live long, quality lives.
It’s the same with our financial health. We also need to assess it regularly – much like how we need to check our blood pressure or blood glucose to know the vital signs for health.
In this chapter, we provide a simple questionnaire that will check your financial health. This questionnaire will show a snapshot, which tells you your starting point in your journey to financial health and attaining your life goals. We’ll also give you some initial advice (yes, of course, it’s free) to get you started on your journey.
How to plan your financial goals
Financial health is much like physical health. Why do you see your doctor? Why do you exercise? Eating right and exercising regularly has always been aspirations we’ve accepted because we have a universal goal: live long, quality lives.
Many of our struggles are caused by poor financial health, but we’re always treating the symptoms instead of getting to the root cause. Instead of focusing all your energy on paying off your utang, for example, isn’t it better if you don’t have to borrow money in the first place?
Here are some bad money habits of Filipinos
Check out these poor money habits that prevent Filipinos from achieving financial wellness.

Check more bad money habits of Filipinos when you download the book.

Be more earnest with your money
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Plan your savings goals
Create a list of your important savings goals by filling out the table below. Then, download the file when it is completed.
Start typing in your goals
to see how much you need to save
You can download this list as an XLSX file for your reference
Know About Saving and Budgeting
We want you to learn the best ways to save your salary and income properly. Whether you're a small-business owner or corporate employee, we provide simple tips that'll instantly boost your savings and still kept in checked by a budget.
Learn MoreOr you can download the Whole Book for the complete and comprehensive guide.